Legal Question in Insurance Law in Pennsylvania

I cannot provide you with a definite answer without reviewing documents. You have a Statute of Limitations issue. The law provides that you have a certain time period to file with the court a law suit. Among other claims, you have a contract case. The law in PA generally provides 4 years to file a law suit in a breach of contract case. The 4 years starts from when the breach occurred. However, the health ins policy may provide a shorter or longer time period. Also, if it was a group policy with your employer another law nicknamed ERISA may be implicated. You will need to have an experienced lawyer review this matter. You can contact the Bar Assoc in your county and request to contact the Lawyer Referral Agency. Good luck!