Legal Question in Insurance Law in Pennsylvania

Re: Does renters insurance cover my boyfreinds property?

The answer depends on the policy itself. You need to obtain the policy booklet, and look for sections about "Personal Property," "Contents," "Property of Others" and suchlike.

Also, if the file was the fault of someone else (like the landlord, or a contractor) then that party's liability insurance might cover damages.

You should have heard from an insurance adjuster already. Tell that person about the boyfriend's property, and he will make an initial response. If it's not covered, he should tell you why.

You are well advised to consult a lawyer or public adjuster.

Re: Does renters insurance cover my boyfreinds property?

you need to read the policy to determine what is covered