Legal Question in Insurance Law in Pennsylvania

Settling without car insurance

I was recently involved in a minor car accident where I was at fault. The other party and I agreed to settle without insurance. The total repairs amount to approx. $1000.00. Is there some sort of legal document that could be drawn up to protect me from any future legal involvement with this person? He wants payment via cashier's check. I don't want him to come after me later saying that we were not settled.


Asked on 10/22/00, 2:51 pm

3 Answers from Attorneys
Murray Eckell Eckell,Sparks,Levy, Auerbach,Monte,Rainer,&Sloane

Re: Settling without car insurance

Do not make any payment unless and until, the other party signs a release. The release should provide for a release for both property damage and personal injury. Any lawyer can prepare the release for you at minimal expense.

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Answered on 11/15/00, 9:58 am

Re: Settling without car insurance

You want to have him sign a general release (one that will cover personal injury claims as well as property damage claims) and exchange it for the check. An attorney can draw this up for you and I think a flat fee for this service would be appropriate.

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Answered on 11/15/00, 10:43 am
Patrick Carothers Sherrard, German & Kelly

Re: Settling without car insurance

You need to enter into a satisfaction agreement for the reasons and fears you m entioned. The actual wording of the satisfaction agreement will depend largely on the facts of the case.

I would be happy to discuss with you the correct language. Contact me if you would like my assistance.

Patrick W. Carothers

Sherrard, German & Kelly

35th Floor FreeMarkets Center

Pittsburgh, PA 15222

(412) 355-0200

[email protected]

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Answered on 11/15/00, 10:52 am


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