Legal Question in Insurance Law in Pennsylvania
can I sue someone (for lost wages, medical bills, car rental fees, deductibles etc.) that hit me in a car accident (police report to prove it was their fault) if I have limited tort but they had no insurance at all. the accident was dec. 6 2013 and I still have no vehicle because it took until Christmas eve for my insurance company to even get my vehicle to the shop to start the work on it. I am out of a rental because my insurance only covers $1000.00 and it is up now. I had to pay 20% of the rental I had. the garage said it will take till around feb. 2014 to get my vehicle back.
1 Answer from Attorneys
Yes you can sue someone for your out of pocket costs, hopefully you will find a local attorney to assist you. However, if they have no insurance you may have difficulty collecting on the judgment if you win.
In PA you can purchase uninsured and under-insured motorist coverage to reimburse you for the next time an uninsured driver hits you.
Good luck.
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