Legal Question in Personal Injury in Pennsylvania

Re: Ped hit by LIMITED TORT

Those of us in the business really hate the limited tort option. Sales agents are pressured to save premiums and most people don't realize what a bad tradeoff the limited tort is. To save a few bucks, they give up very valuable rights.

The Pennsylvania statute dictates that every insurance renewal give you an explanation of what limited tort means and the dollor difference. It also requires your signature on a separate sheet of paper when you purchase the policy or change your options.

Assuming that the paperwork on your policy is in order, you gave up the right to sue another motorist for pain and suffering, etc., unless your injuries are "serious and permanent."

You can claim lost wages under your own policy's PIP coverage, at least.

You're being discriminated against just as every other consumer and citizen is, when the forces of "tort reform" get their way.

There's a bill pending in the Pennsylvania Senate, Bill 5, which makes limited tort look like a day at the beach. Please contact your legislators and encourage them to leave the civil justice system and jury trials alone.

For more information on the dreadful limited tort option, please take a look at a brochure the Philadelphia Trial Lawyers produced, which is online at http://philatla.org/fulltort.htm.