Legal Question in Personal Injury in Pennsylvania

Re: Uninsured motorist

Talk to your insurance company about your deductible for an uninsured motorist claim in case it is less than your deductible for a collision loss. If your company will pay the claim, it then will pursue a subrogation claim directly against the other driver. If your deductible is higher than the amount of the damage, you are stuck initially with paying for the repair. If you can't work something out with the other driver, you can file a small claims lawsuit (in Municipal Court if in Philadelphia, in your local District Justice Court if elsewhere in Pa.)

This is general information for discussion purposes. We would have to have an attorney-client relationship for me to give legal advice.