Legal Question in Real Estate Law in Pennsylvania
Adding my spouses name to my house
I would like to add my spouses name to my deed. I live in Philadelphia. What do I need to do?
3 Answers from Attorneys
Re: Adding my spouses name to my house
You need to execute a new deed with yourself as the Grantor and yourself and your spouse as the Grantee. After you have done that you file the deed with the Recorder of Deeds.
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{John}
Re: Adding my spouses name to my house
You asked about adding a spouse to a deed.
Depending on your particular circumstances then you may or may not want to proceed. You should consult an attorney to discuss this, and if necessary prepare the paperwork.
More importantly, you should have an estate plan in place, which will likely take care of the issue in itself.
There are all sorts of permutations that these discussions can take so I won't go into them, but you should discuss these with an attorney familiar with your situation. Just adding a person to a deed is a simple thing, but the reason behind that move may suggest that there is a better way to achieve the desired effect. For example, if you seek to add your wife to protect her in case of your death. That would be unnecessary as she would generally inherit.
Further, if there is a mortgage on the property then you would likely need to secure the permission of the mortgageholder to change the deed. This isn't an easy thing to obtain, particularly in this market.
Regards,
Roger
Re: Adding my spouses name to my house
I assume you have a mortgage on the home, so you may need to consult the current mortgage holder. They rarely have a problem with this, but it is best to ask first rather than cause a problem later.
Then it is a simple quitclaim deed and related local paperwork. Write back or call me to discuss the details.
Mike Berman