Legal Question in Real Estate Law in Pennsylvania

I am puzzled - do you have or not have the title? If his lease company had the title, then the lenders should have been contacted and it should have been arranged for his lease company to speak to your lender about recording the title in your name and listing your bank as a lender thereon and having the title sent to the bank. Your bank was stupid for lending you money without doing this.

If the seller's lease company sent you the title, albeit in his name, there may be a way to get the DMV to record the title in your name if you show them the bill of sale and have a lien release letter from the seller's lending company. In that case, talk to the DMV about doing that.

If you don't have the title, then you are probably going to have to get a lawyer to send him a nasty letter and direct him to sign the title over to you. You can then record it and your bank's lien at the DMV. Failing that, you may have to sue him.