Legal Question in Real Estate Law in Pennsylvania

Condolences on the death of your girlfriend.

Yes, you do have to worry about foreclosure. You should be on the lookout for notices from the lender about default on the note and beginning of a foreclosure action.

You may negotiate with the lender to take over the mortgage and to modify it so that it is affordable for you, but you should be consulting with a local real estate attorney to represent you since the lenders are not always responsive to individuals.

THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.