Legal Question in Real Estate Law in Pennsylvania
My house was discharged by Chapter 7 in 2008. I have made my mortgage payments but because of medical reasons I no longer work since Feb 2012. I want to move in with my son. What would be my financial responsibilities if I stopped making payments and it went into foreclosure?
Asked on 11/27/12, 11:44 am
1 Answer from Attorneys
If your home was discharged in bankruptcy and you did not "reaffirm" the debt, you should be able to turn in the keys to your home at foreclosure and not have to worry about any deficiency judgments.
The best person would be to check with your bankruptcy attorney as he/she has the paperwork in your file and knows what happened in the bankruptcy.
Answered on 11/27/12, 9:00 pm
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