Legal Question in Real Estate Law in Pennsylvania

I was a few months behind payments and attempting to negotiate with my lender on a former residence, currently vacant, that was on the market. During this time the lender send a representative to the house who forcibly entered the property and changed the locks and never informed me or provided me with keys to the property. I found out it had occurred through my realtor who subsequently cancelled my contract and through verification by my lender. The lender told me it was to secure the property, which was locked and had a lock box for realtor showings. The lender has recently filed foreclosure papers, however the break in and lock change occurred approximately 6 - 8 weeks before the foreclosure was filed. Did the lender have the right to do a forced entry, and d i have alegl grounds for a lwsuitorother legal action?


Asked on 9/04/09, 12:08 am

1 Answer from Attorneys
John Gibson John W. Gibson, Esquire

I think you do have grounds because you were still the owner of the property. It also sounds to me, from the information that you are providing, that the realtor may have breached the contract by dealing directly with the lender after you had hired them.

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Answered on 9/09/09, 12:19 pm


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