Legal Question in Real Estate Law in Pennsylvania

mortgage company says were behind but were not

We are haveing a problem with our mortgage company. They say we are 5 months behind on our mortgage but we make monthly payments.EMC had bought it over a yr ago and we had nothing but problems w/them.It seams like they just want to take our house. We did catch up on the past taxes and paid them over 8 grand to do so. Now they want to raise it up 700.00 to make it 1,500. when we are only to pay 900.00 a month. They seam to have reritten the mortgage.Can they do this? What can we do to save our home and our credit? We can't get a straight answer from anyone at the company. What legal action can we take on this? We can not even refinace the house to get out from under this company.


Asked on 3/21/02, 10:37 am

1 Answer from Attorneys
Gerald Hershenson Law Office of Gerald M. Hershenson

Re: mortgage company says were behind but were not

It is impossible to answer your question without a complete review of the history and documentation surrounding your default. Under Pennsylvania law there are certain requirements needed before a lender can institute a mortgage foreclosure action. It is my suggestion that you have an attorney review your situation in depth and provide you with a recommendation. Your situation is to complex to provide a simple answer on Lawguru. If I can be of any assitence please let me know. Gerald Hershenson

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Answered on 3/21/02, 11:38 am


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