Legal Question in Real Estate Law in Pennsylvania

Mortgage

18mo ago my husband refinanced our marital home with his live in girlfriend. His parents and I were on the original mortgage as borrower and co-borrower. When my ex refinanced a women from his mortgage company came out to my home and my in-laws home to have us sign papers to get our name off of the property. I though everything was fine until two days ago I was served with forclosure papers for my exhusbands property. I asked the lawyers office handling the forclosure what I had to do with it and he faxed me over the mortgage papers with my signature all over them along with my exhusband and his girlfriend. I called the mortgage company and they claim they cannot talk to me because I am not on the mortgage and this does not show up on my credit report. How can I be on these mortgage papers when I never gave them any financials papers, never filled out a mortgage application, or gave them my SS#? Where do you recommend I go from here?


Asked on 8/09/07, 4:47 pm

2 Answers from Attorneys
Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: Mortgage

You asked about foreclosure for a home that you claim you no longer own.

My guess is that you are being notified about the foreclosure because you are still on the deed. But that's just a guess. You MUST go to an attorney with your copies of the documents you signed and the foreclosure documents. You will also need to bring the copies of the documents it is claimed you signed.

There may be a perfectly innocent explanation or something else entirely. No matter what, you need to have the matter looked at by a professional.

This is another reason why you should often bring even somewhat routine matters to an attorney. A small fee earlier would have saved the headache you have now.

Regards,

Roger

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Answered on 8/09/07, 10:13 pm
Glenn Brown Real World Law, P.C.

Re: Mortgage

Did you retain copies of the papers you signed?

Retain an attorney to review all the documents and advise you.

Good luck to you.

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Answered on 8/09/07, 5:07 pm


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