Legal Question in Social Security Law in Pennsylvania
SS# used for minor bank account in PA fraud??
My 13 year old daughter and I recently went to the bank and opened a savings account for her, where I will be the custodian/executor until she is 18, but her name is secondary on the account. The teller informed me that my daughter already has a savings account (of identical type, with a different executor named). This person happens to be a hated family member (my aunt) whom we have no contact with for years now.....do not even consider this person to be family. The teller informed me that this was possible because the woman lied and said she was my daughter's grandmother. In PA at least you need a social security number to set up account for a minor. I gave this woman my daughter's social security number when my daughter was a baby.....so that she could purchase savings bonds at her bank upon my grandfather's request.....gifts for my daughter in his name. She was never authorized to use the SS# for any other purpose. Executor needs to be present for withdraw even after she turns 18. So daughter does not care about money. How to have her name completely removed from account? And what about lying and using her SS# without consent? Money is not the issue, daughter just put sufficient funds into new account. Bank will do nothing.
1 Answer from Attorneys
Re: SS# used for minor bank account in PA fraud??
I can't address the banking issues. Re-post them under a differant law section.
If you think that your aunt has violated a Social Security law, you may contact SSA and report it.
However, I see no actual harm or injury to your child at this point. Your aunt has given the child a gift. Moveover, you gave your aunt the child's SS# and unless you have a written document that restricted her use to purchasing Savings Bonds, I do not see that you can show unauthorized use of a SS# to give the same child another monetary gift.
You say the your aunt is named as the trustee of the acount (not executor, that's for an Estate) but you do not say who provided the money for the account. Perhaps it was not your aunt's money.
Perhaps this is your aunt's gesture of reconcilliation but that's a matter for you to discuss with Dear Abby.
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