Legal Question in Wills and Trusts in Pennsylvania
My mother died and she had an insurance policy with my sister as beneficiary and my sister is also deceased. My mother's will said her assets are to be divided equally between her children, if a child is deceased it goes to their children. Does this policy go to my sisters child or does it become part of the estate and divided?
1 Answer from Attorneys
If there is no contingent beneficiary named on the life insurance policy, then the policy would become payable to your mother's estate and would therefore be payable in accordance with her Will. If there were just two children (you and your sister), you would get 50% and your deceased sister's children would split 50%. If you would like to discuss this matter further with me, please feel free to contact me directly either through our website at www.americanwillsandestates.com or by email at [email protected]. Thanks.
Lloyd A. Welling, Esq.
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