Legal Question in Wills and Trusts in Pennsylvania

The property is subject to the mortgage loan. Were you the co-owner on the deed when the loan was taken? If so, you would have had to sign the mortgage too, although you would not have been required to sign the note [the document that actually created the obligation].

While you probably are not personally responsible for the debt, failure to make mortgage payments will result in a foreclosure by the mortgage company.

Consult a local real estate lawyer to find out what rights you may have.

This response is not legal advice, since I do not have all of the information that would be required, and I do not have a representation agreement with you.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.