Legal Question in Credit and Debt Law in South Carolina

credit card debt

I had a credit card six years ago never made any payments on it ,now they want their money,Ihave no income nothing at all what should I do


Asked on 4/17/08, 12:44 pm

1 Answer from Attorneys
Sheryl Schelin Law Office of Sheryl Schelin

Re: credit card debt

Generally, you have three options:

1. Renegotiate a settlement or payment plan.

2. Declare bankruptcy.

3. Defend a suit brought for collection, if there is a defense.

You may possibly have a statute of limitations defense, though it's impossible to tell on these facts.

If you'd like to discuss it further, feel free to contact me.

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Answered on 4/17/08, 2:57 pm


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