Legal Question in Credit and Debt Law in South Carolina
credit card debt
I had a credit card six years ago never made any payments on it ,now they want their money,Ihave no income nothing at all what should I do
Asked on 4/17/08, 12:44 pm
1 Answer from Attorneys
Sheryl Schelin
Law Office of Sheryl Schelin
Re: credit card debt
Generally, you have three options:
1. Renegotiate a settlement or payment plan.
2. Declare bankruptcy.
3. Defend a suit brought for collection, if there is a defense.
You may possibly have a statute of limitations defense, though it's impossible to tell on these facts.
If you'd like to discuss it further, feel free to contact me.
Answered on 4/17/08, 2:57 pm
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