Legal Question in Credit and Debt Law in South Carolina

Re: Home threatened for credit card debt

You should seek legal representation as soon as possible.

It sounds as if you're getting notices of execution against a formerly-obtained judgment. Assuming that judgment was correctly obtained, there can still be grounds to undo a default judgment, but it's impossible to say without a thorough review of the record.

If you have assets, they can be sold to satisfy the judgment but your equity in the home would be protected up to $50,000 in South Carolina. If you and a spouse are joint debtors on the credit card, and you both have title, then you would both get a $50,000 exemption for a $100,000 total exemption. Anything over that amount resulting from the sale could be used to satisfy the judgment.