Legal Question in Family Law in South Carolina

Re: Insurance

The child support guidelines take the cost of insurance into account in such a way that it doesn't matter which parent pays it. The real questions that matter are the quality of the coverage and the cost of the coverage, not which parent pays it.

In other words, if she is carrying the insurance now, then you are paying a little more each month to her, with part of that going toward the insurance cost. If you carry the insurance, you would pay her less each month, but again you would have to pay the cost of the insurance itself too. Your out of pocket cost each month would be approximately the same either way.

If you can get better insurance at the same cost or the same insurance at a lower cost, then you should seek to carry her yourself.

These issues are somewhat complicated and difficult to explain in this forum, so it is important that you consult an experienced family law attorney to find out what options are available to you based on the facts of your particular case.

If you need more information, you can visit my family law blog (www.SCFamilyLaw.com) or our website (www.StevensFirm.com). I wish you the best of luck.

Ben Stevens