Legal Question in Family Law in South Carolina
property
I own a home is South Caolina. It is in my name alone although I purchased it when married. She is currently living in the home and making the mortgage payment. Can I sell this house without her consent?
1 Answer from Attorneys
Re: property
If you purchased the house while married to the person who is now occupying it and making the
mortgage payments, the house would appear to qualify as a marital asset even though it's only in your name, and if you were to sell it as such, you would most likely convey the property with what in
the law of real property is known as a clouded title.
As a matter of fact no title insurance company would agree to issue a policy as long as the property had this encumbrance, and, therefore, no
prospective purchaser would be able to get a mortgage on the property.
One approach to remedy this situation would be to
arrange an agreement with your spouse to settle
equitably whatever interest she claims in the property(you pay her off for whatever this is worth),
and then have her execute a quitclaim deed which is then recorded at the city or county court where the property is located. This should clear the cloud
off the title and make the property elgible for a mortgage and title insurance.