Legal Question in Insurance Law in South Carolina
Reimbursing the Insurance Company
I was in a head on collision due to no fault of my own. The man was charged with driving left of the yellow line. I have health insurance from my place of employment that I have been filing Doctors visits and medical expenses on. My question is,Do I have to reimburse the Insurance Company after I settle?
2 Answers from Attorneys
Re: Reimbursing the Insurance Company
There are different type policies and various terms that can make a difference. Its difficult to answer your question without asking you a few questions myself. Call me and I would be happy to fill you in. Robert Johnston Call (843) 828-1137 if in Myrtle Beach area, or toll free 1-888-789-8100
Re: Reimbursing the Insurance Company
Normally, your health insurance company has what is called subrogation rights to your claim against the at-fault driver. If you read your policy, you should find a clause in your policy disussing this issue. This normally requires you to reimburse your health insurance carrier for the amounts paid by them. You may be entitled to offset some of this claim for attorney fees, etc. Also, if your medical expenses exceed the insurance coverage you may be able to negociate with your health insurance carrier regarding how much they should be reimbursed. If you would like to discuss this further, you may contact me at 1-864-231-8870.
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