Legal Question in Bankruptcy in Tennessee
I was discharged from a chapter 7 bankruptcy about a year and a half ago. Included was a truck that was not reaffirmed. Anticipating the creditor repossessing the vehicle, i purchased another truck. Since then I've moved, leaving the truck included in bankruptcy behind. Now they are harassing me 4 the truck. What recourse does the lienholder have?
Asked on 11/02/10, 10:41 am
1 Answer from Attorneys
Dan Scott
Scott Law Group, PC
The bank still has a lien on the truck and has the right to recover it. I'm not sure what you mean when you say you left the truck behind. You were obligated under the code to perform your intention to surrender within 45 days. You should give them the best information you have about the truck's whereabouts then tell them to leave you alone.
Answered on 11/07/10, 2:48 pm
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