Legal Question in Business Law in Tennessee

It is possible but hard to do for a person suing you. Since the business is incorporated as an LLC, the only way a person could sue you personally is by "piercing the corporate veil". This can only happen in very narrow circumstances, the most common being the "alter ego" circumstance, where the corporation is being used for primarily fraudulent purposes. Courts look to see if you have undercapitalized the business at formation, mixed personal assets, or failed to keep up with the corporate formalities (e.g. meetings, elections, keep books). For an "accident", however, it is very unlikely a court would pierce the corporate veil. Expenses to fight back would run a few thousand dollars to more depending on the complexity of the case.

To prevent this from happening, make sure you don't mix personal assets and follow the corporate formalities. So continue to hold annual meetings, elect directors, strictly keep records, minutes, accounting books, and whatever else your charter provides.