Legal Question in Credit and Debt Law in Tennessee

Collection by Law Firm

A unpaid phone bill was turned to a Law Firm in GA (i am in TN). They sent me a notice on 8/8 giving me 30 days to dispute, otherwise I needed to send the payment in full immediately. I just received another letter dated 8/19 stating I failed to pay this debt, that I had 48 hours to contact them or they would have papers served to me to appear in court if they filed a suit. They also have already sent a wage verification to my employer. I contacted them and they said they don't accept payment options. What can I do?


Asked on 8/26/05, 2:02 pm

1 Answer from Attorneys
Dr. Michael A. S. Guth Tennessee Attorney at Law Assists Pro Se (without a lawyer) Parties

Re: Collection by Law Firm

If you have other outstanding debts, then you might want to talk to a bankruptcy attorney. That will stop garnishment of your wages. But if the phone bill is under $200, then I would let them take assignment of your wages and avoid the hassle of filing bankruptcy.

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Answered on 8/26/05, 2:31 pm


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