Legal Question in Credit and Debt Law in Tennessee

Re: can company make you get checking account

Short answer. NO. If you are in Tennessee and a creditor obtains a judgment against you, they have 2 means to collect on that judgment. The first is by garnishment of your paycheck. This can be blocked by you if you file a motion in the court that awarded the judgment to permit installment payments on the debt. You have to prove that you are paying the most you can, but it will block the garnishment. On the other hand, if you have a checking account, your creditor can levy on that account and you cannot block it. A levy, in many circumstances, cannot be undone by this type of process and is not limited in how much money it takes out. If you have concerns that the creditor is harassing you, you may want to seek legal counsel.