Legal Question in Credit and Debt Law in Tennessee

credit card dispute

1 year ago I got a loan from my credit

union to pay off my Chase credit card.

The loan officer called Chase and

verified the pay off amount and a check

was mailed directly from the credit

union to Chase. Now 1 year later Chase

has called and says that I owe $500 for

fees that were not part of the pay off. I

have had no bills or other

correspondence from Chase since the

pay off date. Chase, of course, claims

that I owe the money even though my

credit union was told the pay off

amount. This is the 2nd time Chase has

done this in the 5 years I had the card.


Asked on 11/14/06, 1:49 pm

1 Answer from Attorneys
Dr. Michael A. S. Guth Tennessee Attorney at Law Assists Pro Se (without a lawyer) Parties

Re: credit card dispute

It sounds like Chase is violating various federal statutes related to truth in lending and fair debt collections. I have drafted denial of debts owed and counter claims against Chase and other banks for my credit card debtor clients. I could draft a document like that for you to send to Chase or file in court against Chase. The cost would be about $50 for a basic counterclaim and $100 for a more detailed one tailored to the facts of your case.

http://michaelguth.com/prose.htm

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Answered on 11/14/06, 5:41 pm


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