Legal Question in Insurance Law in Tennessee
uninsurable
my straps on a load of pipe broke,can the companies
insurance refuse to cover me anymore since this was
my first accident? there were no injuries,no state
damages,and the only thing damaged was the load.
1 Answer from Attorneys
Re: uninsurable
Your question raises some more questions. What type of insurance are you talking about? If you mean worker's compensation, they have to cover you if it is a covered claim. If you mean the company's health insurance then it depends upon what the policy says and why they say they are denying you coverage. If this is a work related injury, then I have a concern that you should be making a claim under the company's worker's comp. policy if 1. You are their employee; and, 2. This was a work related injury.
If the company was a third party, then you have a tort claim against them and the insurance company has a little more room to jerk you around. Give me a call with more information and I can give you a better answer and perhaps we could help you. Call me at 901.527.5522 or email me at [email protected].
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