Legal Question in Bankruptcy in Texas

Filing bankruptcy for second time

I filed bankruptcy 6 years ago. During that time, I unfortunately accumulated new credit card debt. Debt management programs weren't able to assist. Can I file for bankruptcy again, or is there another option?


Asked on 12/16/03, 1:47 pm

3 Answers from Attorneys
Cheryl Rivera Smith The Smith Law Firm

Re: Filing bankruptcy for second time

Yes, as long as you would otherwise qualify.

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Answered on 12/16/03, 2:10 pm
Elizabeth Schaefer SCHAEFER LAW FIRM

Re: Filing bankruptcy for second time

As far as the time requirement goes, if your previous filing was at least six years ago, you are eligible to file again.

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Answered on 12/16/03, 4:05 pm
Andrew Nichols Law Office of Andrew B. Nichols

Re: Filing bankruptcy for second time

You can file again but you can only file under chapter 13. Filing under chapter 13 would mean you would be required to repay a portion of your debts for a minimum of 3 years. I think I answered your question last week. There is a strategy I have used in situations such as yours. Please feel free to call me to discuss your case in more detail. Please read my firm philosophy. Everyone deserves a chance to start over fresh! ph. (214) 637-0713 or (800) 303-0720

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Answered on 12/16/03, 4:33 pm


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