Legal Question in Bankruptcy in Texas
Relief from utilities pending Chap 7
1. I filed for Chap 7 a week ago. I included my current utilities as they are behind. My electric and cable companies are threatening to disconnect. Does the auto stay apply to utility companies too?
2. I plan to reaffirm my mortgage and auto loan. My mortgage is seriously delinquent. Foreclosure is the next step my mortgage lender will take against me. Can I work out an arrangement with my mortgage comapny for repayment of my delinquent payments before relief is granted? Loosing my home would probably create a greater financial burden if I have to find another home.
1 Answer from Attorneys
Re: Relief from utilities pending Chap 7
Your attorney should be able to help with all of these items. If you did not hire an attorney to file your Chapter 7, you should contact one now. Your problems require professional help.
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