Legal Question in Consumer Law in Texas
Accuracy in Credit Reporting
What defines ACCURATE AND COMPLETE information under the Fair Credit Reporting Act? And doesn't a creditor have to provide the consumer with proof of an account when the consumer requests it?
Asked on 7/31/02, 8:24 pm
2 Answers from Attorneys
Alvin Tenner
Law Office of Alvin G. Tenner
Re: Accuracy in Credit Reporting
What is accurate and complete can vary. It should show the account#, the credit limit, date opened and payment history for the past 12-18 months. The creditor has to provide you the information you wish if you are contesting the fact that the account is yours.
Answered on 8/01/02, 11:03 am
Alvin Tenner
Law Office of Alvin G. Tenner
Re: Accuracy in Credit Reporting
Just answered this question.
Answered on 8/01/02, 11:05 am
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