Legal Question in Consumer Law in Texas

Bill Collector Tactics

I am an out of work realtor. All my creditors but one are understanding. American Express turned me over to a collection agency. The agency told me since my platinum business AMEX card was business it was different. They claim they can apprais all my personal property and take what they want if I do not pay in full.

Can they do this?


Asked on 2/04/09, 2:29 pm

2 Answers from Attorneys
TC Langford Langford Law Office

Re: Bill Collector Tactics

If they take a judgment against you, execution of that judgment would be limited to assets of the business. If you personally guaranteed the card, then they could also attach only non-exempt personal property.

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Answered on 2/06/09, 9:59 am
Edgardo Baez The Baez Law Firm, P.C.

Re: Bill Collector Tactics

If they get a judgment against you then they could; otherwise, they cannot just come and take it. Sorry that you are having such a hard time. God bless you!

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Answered on 2/04/09, 2:44 pm


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