Legal Question in Consumer Law in Texas
Greetings,
I was served yesterday regarding a suit that a past payday loan has filed against me. The payday loan was contracted 1/5/2008, and according to the contract that was attached to my serving papers, there was no payment received past 1/20/2008. This suit was filed against me in July 2012. Would not the statue of limitations have ran out? I am in Houston, TX. Also, I have to respond to the suit on the Monday 10 days after receiving the serving papers. How should I respond to the suit? Thank you in advance for your expertise.
1 Answer from Attorneys
You must answer stating "Defendant denies the debt as stated, and pleads the statue of limitations of four years as a defense.' Defendand asks the plaintiff take nothing and defendant be awarded costs and for such other releif to which the court finds defendant entitled.
good luck
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