Legal Question in Consumer Law in Texas

Repossesed vehicle question
In November 2004, I stupidly signed the note for a 2002 Ford FI50 for my ex-girlfriend. The plan was for her to make all payments and then try to refinance in her name. From the start she made the payments (most were late). She had sole possession of the vehicle and I never drove it once and it was not located at my residence. After we broke up, she hooked up with some other guy and financed another vehicle (how I don't know). The payments then slowed to a stop. She mentioned trying to sell the vehicle but I doubted we could get enough to pay off the note. Without my knowledge, she sold the truck to someone she knew (I believe she collected $500 and signed an agreement with him to try the truck and he would get the rest of the money to her later if he wanted it). After a few months of her putting me off, the repo people came. Of course I didn't have the vehicle. When I talked to her about getting the truck, she didn't know where the guy was. I told the repo people the story and they tried to contact her but she wouldn't return their calls or mine. This guy had taken off to Mississippi for 4 months before I finally tracked him down. Capital One auctioned the truck off. I now have a bill for over $12k. Need your help!

Asked on 11/03/08, 5:09 pm

TC Langford Langford Law Office

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Re: Repossesed vehicle question

Based solely on what you have said, you are stuck with the bill. You need to sue the ex-girlfriend for the amount of the bill.

Answered on 11/03/08, 6:12 pm

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