Legal Question in Consumer Law in Texas

Statute of limitations on credit cards

I live in Texas and have been receiving

calls about a credit card bill that has

been charged off since 2004 and how long can I be called about this?


Asked on 8/23/08, 1:17 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: Statute of limitations on credit cards

There is no deadline on how long they can call. The statute of limitations for suit on a debt in Texas is four years. So, if the 4 years has expired, they may try to collect but they cannot threaten to sue since the statute has expired. You can always send them a letter to cease and desist from calling you.

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Answered on 8/24/08, 7:53 pm


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