Legal Question in Consumer Law in Texas
unsecured collection debt
In Texas can I be sued for unsecured debt and have my wages garnished and home taken from me.
Asked on 2/04/08, 9:12 pm
3 Answers from Attorneys
Johm Smith
tom's
Re: unsecured collection debt
Yes; it can get very ugly for you if you don't reach an agreement with the creditor(s).
Answered on 2/05/08, 5:32 pm
TC Langford
Langford Law Office
Re: unsecured collection debt
You can be sued. Your wages and home cannot be touched unless it is child support, IRS or school loans. Your bank accounts can be seized if they have a valid judgment.
Answered on 2/04/08, 9:35 pm
Sharon Campbell
Sharon K. Campbell
Re: unsecured collection debt
You can be sued for unsecured debt. Wages may not be garnished in the State of Texas; your home is also exempt from creditors (other than your mortgage company. Statute of limitations for suit on a debt in the State of Texas is 4 years.
Answered on 2/04/08, 9:36 pm
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