Legal Question in Consumer Law in Texas

When does the seven years begin?

I understand after seven years a credit report can be cleaned up, but when does the seven years begin? I'm thinking at the first occurance of default. Is this correct?


Asked on 3/02/04, 7:39 pm

1 Answer from Attorneys

Sharon Campbell Sharon K. Campbell

Re: When does the seven years begin?

Seven years from date of last activity on the account.

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Answered on 3/02/04, 7:49 pm


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