Legal Question in Credit and Debt Law in Texas

12 year old debt

I have recently been receiving phone calls from a debt collector for a 12 y/o debt that I do not believe I owe, I have not received any documentation stating I owe the debt, in fact I believe it to be my deceased father's fore we share the same name although they verified the last 4 of my SS, I have been threatened with suit, I have told the collector that I will not acknowledge the debt and to send proof, they tell me they do not have to. What is the statute of limitations in Texas for this and is there anything I can do since this is the 2nd debt I believe is my deceased father's that they are trying to collect from me? Thank you Gene Koehler


Asked on 10/26/05, 7:29 pm

2 Answers from Attorneys
TC Langford Langford Law Office

Re: 12 year old debt

The prior advice is absolutely correct. If you cannot get satisfaction, and need an attorney to write a demand letter, you can contact an attorney in your area. My fee for such a demand letter is $50.00. Be happy to assist you. TCL

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Answered on 10/27/05, 11:40 am
Sharon Campbell Sharon K. Campbell

Re: 12 year old debt

Statute of limitations for suit on a debt in Texas is four years. A debt may not be reported on your credit report longer than 7 years from the date of last activity. Send a letter telling them to cease and desist from any and all collection activity or communications with you about this debt.

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Answered on 10/26/05, 10:55 pm


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