Legal Question in Credit and Debt Law in Texas

3 yr.oldmedical bill

received a med. bill from 3 yrs.ago for lst time (2 mi ambulance ride for l400.00). I couldnt imagine what it was for since all medical bills had been paid and closed for years. after researching my records i remembered and found notes where i had begged for a itimized bill 5x and begged them to submit to my ins 5x. they did neither. this was lst i ever heard in 3 yrs and I still dont have an itemized statement. I have since changed ins. and the ins I had at the time has a time limitation on filing of course. What are my legal rights with this bill and what recourse do I have? Needless to say, I do not feel I owe it, but have always paid my bills and have excellent credit and dont want to risk having this reported . The ins. would have covered it if they had done their job as I requested 5 times and filed it! I know they never did because in my notes i wrote I had called ins. 5 or 6 times (i kept following up with calls to ins. months afterward)and they said they never received a claim and could not pay without a bill and claim. My hands were tied without a ins. claim or itemized statement with tax I.d. to submit myself.(according to ins.). I dont remember giving my S.S# yet they had it and certainly did not give my signature.

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