Legal Question in Credit and Debt Law in Texas

Arrest Warrant For Outstanding Car Loan

Currently I am 4 months behind on my car payment. The loan was issued by a bank, rather than the dealership. I recently received the message that an arrest warrant would be issued in Bell County, Texas if I did not disclose the location of the car. The caller claimed to be a bank representative, however, it could have been the repo man. My question is: Does such a law exist, where a creditor can issue an arrest warrant (specifically for car loans)?

Thank you for your time!

Sincerely,

Steve


Asked on 5/05/03, 8:02 pm

2 Answers from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Arrest Warrant For Outstanding Car Loan

A creditor can't get an arrest warrant for a civil debt, and threatening to do so is a violation of the Fair Debt Collection Practices Act. It's probably the Repo Man working for the bank.

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Answered on 5/05/03, 8:12 pm
Basil Hoyl Law office of Basil Hoyl

Re: Arrest Warrant For Outstanding Car Loan

Sections 32.33 and 32.34 of the Texas Penal Code make it a crime to hide a vehicle or not disclose the location of a vehicle under certain circumstances. You can find these statutes on the links page (go to Texas Statutes) on my website: http://www.reasonable-doubt.com

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Answered on 5/05/03, 8:30 pm


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