Legal Question in Credit and Debt Law in Texas

I have a bank account with wells fargo. and there has been a hold put on my account. my check is direct deposited into the account. found out that there is a writh of garnisment from a attorney who picked up a debt from a 10 yr old account. he took it from picked up from a collection agency.

its for a loan from a bank chase.

1) can they just take my money from a bank?

2) is this passed the time alotted try and collect.

3) how can a bank alow them to hold/take my money.

4) what is my legal rights? in Texas.


Asked on 9/13/10, 6:29 am

1 Answer from Attorneys
Donald McLeaish McLeaish&Associates;, P.C.

Immediately set up new account..and/or stop direct deposit. It sounds like a default judgment but yes a creditor with a judgment can garnish bank accounts and your bank must honor the garnishment...depending on the amount, and the judgment you may succeed in setting the judgment aside..call me 972 839 4495 to discuss..but have all the facts ..ie a copy or notice of the judgment..when was garnishment filed, etc...and we may be able to help

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Answered on 9/18/10, 7:32 am


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