Legal Question in Credit and Debt Law in Texas

Borrowed credit card

Mr. B borrowed a credit card from Ms. M (a friend of his) several

years ago. Mr. B charged $8000 total. Ms. M has since ended her

friendship with Mr. B and has called the credit card co. and told

them Mr. B used her card without authorization. Mr. B has tried to

work out a payment plan to pay back the debt but credit co. is now

saying they may seek charges against Mr. B. What should Mr. B

do? Is there any way for this to be worked out without going to

court? Also, what types of penalties are there for Mr. B?


Asked on 3/11/03, 4:49 pm

1 Answer from Attorneys

Peter Bradie Bradie, Bradie & Bradie

Re: Borrowed credit card

If Mr. B was authorized to use the credit card, he owes the credit card company the unpaid remainder of the $8,000. If the use was not authorized, then Mr. B is looking at a possible charge of felony theft.

The only way it can be worked out without going to court is to cough up the money. Otherwise Mr. B better hope that his court-appointed lawyer is good.

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Answered on 3/11/03, 6:02 pm


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