Legal Question in Credit and Debt Law in Texas

Capitol One Payment Protection Plan

A widow woman is on her death bed with cancer. Owes Capitol One $1177 even though her credit limit is $300. They are wanting $877 payment by August 16. Getting hit with late fees. No income; no family; destitute. Should she pay this? Should she use her limited resources to try and pay this off or let it go? What happens to the balance when she dies? She has PPPlan but other internet sites say that Capitol One will not honor this. Woman is almost dead now and friends are trying to handle this for her. CO won't talk to anyone but the client who is in hospital. What to do??


Asked on 8/05/04, 9:36 am

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: Capitol One Payment Protection Plan

Do not pay it. Do not even worry about it. If this woman is terminally ill, the last thing she needs to be worrying about is a credit card bill. Let them sue her if they want to, they will get a judgment they cannot collect. If her estate has no money, they cannot collect after she is gone. Neither her family or her heirs are responsible for this debt. Tell them to stop calling.

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Answered on 8/05/04, 6:02 pm


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