Legal Question in Credit and Debt Law in Texas
Cell phone collection bill
I signed a 2 year contract in 2003 for a cell phone for my granddaughter, whose credit made it impossible for her to get a phone on her own.
I am now being billed by a collection agency for $1001. My granddaughter said that her boyfriend cloned the phone and fraudently made the calls. Since the contract expired a year ago, am I still responsible for the bill. They threatened a judgment against me. What does a judgment do. I am 74 years old and I am a retired with a small pension from government service and I receive VA compensation from the military inservice death of my husband. What do I do?
2 Answers from Attorneys
Re: Cell phone collection bill
Deny the claim..and dispute once in writing..then if you are sued, you may have a countersuit for violation of fair debt collection practices..Cell phones rarely sue..but they may
Re: Cell phone collection bill
In addition to Donald McLeaish's advice, criminal charges should be filed against your grandaughter's boyfriend. Since the phone was in your name, you have standing to file with the D.A.
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