Legal Question in Credit and Debt Law in Texas

collection agency

I recently had a call to my place of employment where the collection agency threatned to sue me said he would see me in court and then asked for my Human Resource dept so he could garnish my wages from what I understand a collection agency cannot harrass a person at their job, am I wrong?? and what are my rights and who do I contact to report them??if thats possible


Asked on 9/27/07, 4:55 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: collection agency

General creditors cannot garnish wages in Texas. If you ask a debt collector to stop calling you at work, they are supposed to stop. You should send them a letter telling to cease and desist from any and all contact with you regarding the debt. Send it certified mail, return receipt requested. If they continue to call after they have received the letter, you have a case against them for violation of the Fair Debt Collection Practices Act.

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Answered on 9/27/07, 9:46 pm


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