Legal Question in Credit and Debt Law in Texas

Collection debt

I am 6 months delinquent on a credit card balance. I have been trying to get my house out of foreclosure, which I did just THREE days ago. Today I get a call from a company representing a lawyer stating that I need to give them money or a post-dated check for the full amount. I have to call the office back in 1 hour or else they say they are going to sue me and garnish my wages. My question is, will I have to go before court before that can happen? They say they will take my entire pay check until the debt is paid. I tried to tell them that I will have the money in less than 6 weeks. They won't listen. They say I have to give them a electronic check today for the full $5432,61. Any advise, help would be MOST appreciated!


Asked on 7/01/09, 3:04 pm

1 Answer from Attorneys
Donald McLeaish McLeaish&Associates;, P.C.

Re: Collection debt

NO NO NO,,,,THIS IS A SCAM..if you havse such in writing,, call us..if not, get the name and phone # of collector and creditor....this is a grosss violation of collection law..they cannot garnish wages even with judgment..geta decent consumer lawyeror call us..

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Answered on 7/01/09, 4:35 pm


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