Legal Question in Credit and Debt Law in Texas
company waited two years to bill me for services
It's been almost two years since I
attended physical therapy. I paid
my copayments for my insurance
at every visit. Today, I received a
phone call for the first time from
this company stating that I had an
outstanding balance of over
$2000. They said I had exceeded
my insurance pay-out limit, and
had to pay for their services out of
pocket. They said they tried to
contact me by mail at an old
address. I never received notice
by mail or phone- and my phone
number has not changed since I
accepted their services. Is there
any time limit to when a company
can call and say you owe them
money? Do I have any rights
considering that had they
informed me of my insurance's
lack of payment, I would not have
continued to accept their services?
Thank you,
1 Answer from Attorneys
Re: company waited two years to bill me for services
There is a 4 Statute of Limitations to file lawsuit to collect a debt, but there is no limit to mismanagement and poor customer service.