Legal Question in Credit and Debt Law in Texas

What are the Consumer Rights with fraud charges on a ATM card.

I would like to know what rights I have when someone unauthorized used my ATM and has charged 2000.00 to my account.


Asked on 6/17/00, 10:17 pm

2 Answers from Attorneys
Charles Aspinwall Charles S. Aspinwall, J.D., LLC

Re: What are the Consumer Rights with fraud charges on a ATM card.

Your rights basically begin when you notify your bank that the card has been misappropriated. Charges after that date are on them.

The rest depends upon whether or not you were negligent in allowing someone to gain access to your card and PIN. If you were, you will be held responsible for the charges.

You may need a local lawyer to look into the situation in depth for you.

Read more
Answered on 8/18/00, 9:43 am
James Grissom Law Office of James P. Grissom

Re: What are the Consumer Rights with fraud charges on a ATM card.

If this is a bank error, they would be responsible. If someone obtained your ATM # and used it without your permission, $2000 is a felony. Report it to the police.

Read more
Answered on 8/16/00, 9:42 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas