Legal Question in Credit and Debt Law in Texas

Re: Cosigned on a loan

Unless the mortgage company agrees, you cannot and I cannot think of any resaon why they would agree.

Re: Cosigned on a loan

In general, you should never co-sign for anyone, for anything, as you have now learned the hard way (and perhaps others reading this may be lucky enough to learn without actually doing it). The reason the person needing a co-signer needs you to co-sign is because an objective third party doesn't think they can qualify, income-wise, or responsiblity-wise, for the loan in question. Why question their expert judgment (which, as in this case, turned out to be correct). She must refinance without you or sell. Otherwise, it sounds like a foreclosure is on the horizon.

These are general principles - having not all that much to do with law, let alone TX law, but I should point out that I am not licensed in TX and am providing no legal opinions to you.