Legal Question in Credit and Debt Law in Texas
credit card debt
I asked you a question on 3-6-07 and today is 3-22-07, that is 16 days so could you please answer my question:
If you have a credit card judgement in one spouses name, and you have three vehicles in both names, but one is a welding truck used in a trade, can they take either one of the vehicles or would it be better if the vehicles were in seperate names?
3 Answers from Attorneys
Re: credit card debt
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Re: credit card debt
Exempt from creditors in Texas are a car for each driver in a household. Also tools of trade are exempt which would probably cover the welding truck.
Re: credit card debt
Sharon Campbell gave you a good answer. The fact that the debt is in one spouse's name doesn't alter the fact that it's a community debt.
Having bitched about waiting for free advice, I'd expect you to offer free welding work to a church or charitable organization.
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